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LINKSAVE was one of the pioneers of the original ‘gap’ cover. Since it began operating about 14 years ago, LINKSAVE has, through various administrators, built up a substantial client base.

LINKSAVE has now decided to underwrite its own products as an Underwriting Management Agency, effectively eliminating the ‘middle man’. This we believe will result in a more professional service to our clients. As an Underwriting Management Agency, we will be using the experience of Intergrated Insurance Administrators a KwaZulu Natal-based administration financial services provider.

LINKSAVE will be offering five products to its clients, through a select panel of intermediaries. We believe that, with our many years of experience in gap cover, we can offer a high standard of personal and efficient service to our clients [the intermediaries], and in turn to their clients.

While LINKSAVE will always attempt to be competitive with its premiums, we are cognisant of the need for product stability and the requisite level of reserves. We also place a great emphasis on service. With this in mind, we have therefore priced our products in such a way that we believe will maintain the stability of the products and allow us to offer a very high level of service.

LINKSAVE products are underwritten by Renasa Insurance Company Limited.

LINKSAVE (Pty) Ltd is an authorized Financial Services Provider (FSP 45594) licensed with the Financial Services Board.

Renasa Insurance Company Limited is an Authorised Financial Services Provider FSB License No: 15491.

Renasa is a truly independent South African short-term insurance company through whom LINKSAVE products have been insured. It maintains one of the highest solvency margins in the market and confines its investable resources to the money market and follows a conservative reinsurance policy.

As a consequence of the conservative policies, improving performance and strong solvency, Renasa has been upgraded to A- by Global Credit Rating Co., Africa’s number one rating agency.

Renasa provides a broad product range of commercial and personal insurance products, as well as many specialist products through dedicated underwriters.

This is not a Medical Scheme and cover is not the same as that of a medical scheme.
This policy is not a substitute for medical scheme membership.